Diana Sames | Gulfport Real Estate, Clearwater Real Estate, St. Petersburg Real Estate



This listing recently sold for $80,000.

6080 80TH ST N #107, ST PETERSBURG, FL 33709  

Residential
$80,000
Price
$80,000
Sale Price
1
Bedrooms
1
Baths
Lovely new updated Madison ground floor condo on the Lake. You will love the sunny screened patio. Even the ability to have a few fresh plantings around the patio. Enjoy its modern wood look flooring throughout complemented by tile in the wet areas including the patio. Fresh and new for you. Parking by your front door and also near entrance and mailboxes. The Madison has a great pool area with facilities for picnic and BBQ next to its heated pool. Call today its Move-In ready with its open, modern Kitchen and bathroom upgrades, ready for your pleasure. The Madison building is in Terrace Park at the back of the community, built in 1980 it is building number 22 apart of greater Five Towns. If your not quite 55 years old No Problem at this time.


641 BOCA CIEGA ISLE DR, ST PETE BEACH, FL 33706  

Residential
$325,000
Price
2
Bedrooms
1
Baths
This Retro home with corner windows is small but larger than most condos! Updated bathroom with tub. Updated Kitchen and its adorable living area with walls of windows and a fireplace at its heart. Fully Fenced with the sounds of birds and island living on St. Pete Beach's Natural island of Boca Ciega Isle. Just over a sleepy little bridge, where neighbors fish, at the end of 46th ave. St Pete Beach, with access to the sand, at the end of the street. This city's post-war developers did a great job in understanding that the foundation of any residential community should have a place to meet and share food and ideas, so they gave a residential lot back to the neighborhood. Boca Ciega Isle park has a bench to enjoy the North wide, open water views and a garden. This and many others like it all over St Pete Beach, help create an excellent home for residents and tourists alike, who flock to its beach hotel from all over the world. We are known as the Sunset Capital of Florida. Tourism along with Residential neighborhoods St Pete Beach offers a sense of belonging. Boca Ciega Isle, fanned by holiday activities, like candlelit streets, picnics, boat parades.


No income verification mortgage loans sound like a great idea. Also known as stated loans, these are easier to obtain than traditional mortgages. You won’t have to go through endless amounts of paperwork that traditional mortgages require. Think again. These types of loans are high risk and borrowers may have a hard time paying these loans back. Many lenders have removed these kinds of loans from their list of options. In certain circumstances, these loans can work for you, but you have to do your homework. 


Where Can You Get A Stated Loan?


Some lenders still provide these stated loans with no verification process required. Unlike earlier times, these loans are now pretty difficult to obtain. Typically, this type of mortgage is geared towards the self-employed and requires a large down payment. Also, the borrower must have a very good credit score to be considered for the loan. 


Are Stated Loans Unaffordable?


Since these loans come at very high interest rates, they are often seen as unaffordable due to the high monthly payment. Stated loans can have double the interest rate of what the current available mortgage rates are. However, if you don’t have many options, or are in a hurry to get a home and have money in the bank, it could work well for you.  


Could A No Income Verification Loan Be Right For You? 


If you really want a home loan, the first step is to be truly honest about your income. If you find a beautiful home and know that it’s out of your price range, you could risk defaulting on the loan. 


To truly understand what you can afford, you’ll need to figure out all of your monthly expenses including taxes, mortgage insurance, phone bills and grocery bills. This will give you a full picture of your finances. Once you look at all of these factors, you may find that it does make the most sense for you to get a no income verification loan. 


Deciding On The Type Of Loan You’ll Get


If you find that you need a lower monthly payment, it may make more sense for you to go after a traditional home loan. If you’re self-employed and know that your options are limited, a stated loan certainly is an option for you, you’ll just need to understand the risks of the entire process. You’ll also need to have a bunch of documents ready for the lender once you decide to go for the home loan. You can compare the costs of a no income verification loan to a traditional mortgage. Then, you can ask your lender what they’ll need from you in order to verify everything for the traditional mortgage. Any good broker can help you through your decision-making process. You’ll want to be well informed and compare all of the programs along with their fees. You should get recommendations on a lender who has the knowledge and experience to help you find the home loan that’s right for you.


As a homebuyer, you want to prepare as much as possible when you start looking at houses. By doing so, you'll be able to fully evaluate a residence based on your personal wants and needs and ensure you can find your dream house quickly and easily. However, there are many under-the-radar factors that homebuyers must consider when they check out a house, including: 1. Homeowners Association If you're evaluating condos, you should learn about the homeowners association (HOA) that manages the property. This will allow you to review HOA fees, how the HOA operates and other factors that may influence your decision to buy a home. Typically, it is simple to discover all you need to know about an HOA. To do so, you can work with a real estate agent who should be able to provide information about an HOA. Also, you can always contact an HOA directly and receive all the information you need without delay. 2. TV, Cable and Internet Service Providers Do you work from home and require a high-speed internet connection to complete your day-to-day tasks? Or, do you want to ensure you can get your favorite TV channels at all times? Regardless of your individual needs, you'll want to check out the TV, cable and internet service providers available in cities and towns where you'd like to live. This will enable you to find out if these local providers can meet your needs consistently. In addition, you should consider cell phone connectivity in an area, as this will allow you to determine if your cell service provider ensures you can enjoy clear calls in a particular city or town. 3. Attractions and Landmarks Do you enjoy spending a day at the park, checking out historic landmarks or going to concerts? No matter which activities you enjoy, it is essential to learn about the entertainment options near a home you may purchase. For instance, if a concert venue is close to a residence, it may affect nearby traffic patterns as concert-goers travel to and from this destination. Conversely, if you want a house that allows you to separate from the everyday hustle and bustle of the city, you may want to evaluate residences that are located many miles away from popular attractions and landmarks. 4. Walking Paths If you like to stay active, you'll surely want to find a house that features a wide range of safe walking paths that you can use every day. Whether it's going for a morning jog or simply enjoying a jaunt with your dog, you may be able to improve your chances of remaining active and healthy if you purchase a home with multiple walking paths nearby. Of course, a real estate agent can help you explore a vast array of homes in cities and towns nationwide. This professional will learn about your home preferences and allow you to streamline your search for the perfect house as well. Consider the aforementioned factors as you prepare to search for houses, and ultimately, you'll be better equipped to make a more informed home purchase.


This listing was recently rented for $1,250.

6061 2ND ST E #39, ST PETE BEACH, FL 33706  

Rental
$1,250
Price
$1,250
Rental Price
1
Bedrooms
1
Baths
Furnished Ground Floor unit with parking outside your door at the end of 6oth av. Extra separate Florida room is included with a Wall of windows. Facing North it is a sunny room yet with no glare providing all daylight. Lovely tilled sunroom this unit with a garden view, however, the building its self is on the water, just a few steps to the dock and few minutes to the beach sands. Sylvette is central to everything and has 2 pools and lots of patio areas and 2 waterfront BBQ areas, lots of patios and a great laundry culture. Bicycle room is in this building too. A Perfect quiet location next to Bahia Shores residential homes, yet steps to the commercial hotel hub best and the best beach dining and restaurants on popular St Pete beach where you will be eligible for a City Beach Ball sticker for Beach Parking in Upham and Pass-a-grille. Call today taking deposits for May 1 rental.




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